AN Ardfert lady is the latest person to drive off with a brand new car courtesy of the Tralee Credit Union members car draw.
There was great excitement outside Tralee Credit Union as the latest car draw winner, Mary Jeffers, picked the keys to a brand new Nissan Pulsar.
Mary was joined by her sister Eileen Kirwan and daughter Mary McElligott. The car comes courtesy of Randles Bros Garage in Manor West and Tralee Credit Union.
The Credit Union Members Draw, takes place every three months, the cost of the draw is €6 for each member. The draw is open to all members over the age of 18.
Mary Jeffers from Ardfert being handed the keys to a new Nessan Pulser by Helen Geary of Tralee Credit Union. Back Row, David Randles (Randles Brothers Garage), Eileen Kirwin and Mary McElligott. Photo by Gavin O’Connor.
.Enable Ireland Adult Services Tralee 1st Prize Winners in the Group Category of the Irish League of Credit Unions Art Competition. Ann O’Brien receiving Enable Ireland’s winning prize from Brian McCrory President of the Irish League of Credit Unions with Breda Foran, Enable Ireland Co-Ordinator, winners Anthony Ward and Bernard James and Marty Whelan.
TRALEE Credit Union had two National Winners in the Irish League of Credit Unions Art Competition at its Awards and Exhibition, which took place in Croke Park, Dublin, recently.
Enable Ireland Adult Services, Tralee, came 1st in the Group category and Elisha Buckley, a Leaving Certificate student from Mercy Mounthawk Secondary School, coming third in the 18 years and over category.
Elisha Buckley, who made the trip to Dublin on February 14 with her family, is studying Art for her Leaving Certificate with Ms O’Shea-Daly in Mercy Mounthawk and hopes to go on to Art College in the UK when she finishes school.
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.Elisha Buckley (centre) with her National Winning Art Piece with Irish League of Credit Unions President Brian McCrory, Marty Whelan, Suzanne Ennis Tralee Credit Union, Mum Carol, Father Leonard, sister Meabh, brother Leonard and John O’Regan Chapter 23.
Enable Ireland, Tralee also had a great show of support in Dublin accompanied by Enable Ireland Co-Coordinators, Breda Foran and Liz Gaynor. Three of the five winnersw who made the trip to Dublin were: Bernard James, Anthony Ward and Ann O’Brien. The two other winners, Orliath Mangan and George Dineen, were unable to attend.
Their Co-ordinator, Breda Foran, said: “we are delighted for the winners as they put in a lot of work over the five weeks and each brought their own ideas and interpretation of the theme to the project.”
The theme for the competition this year was ‘Happiness is…’ and was open to interpretation by each entrant and aimed to celebrate the creativity, imagination and vibrancy of budding artists.
The competition is one of the biggest art competitions for children and adults alike and has been running for 32 years. It is open to entrants of all ages and this year attracted over 30,000 entries through 300 credit unions nationwide.
Entries were then narrowed down to 32 art pieces, with each receiving national awards from the President of the Irish League of Credit Unions, Brian McCrory, and Marty Whelan in Dublin.
Elisha Buckley Leaving Certificate Student in Mercy Mounthawk Secondary School Tralee with vIrish League of Credit Unions President Brian McCrory and Marty Whelan
.Listellick National School pupils who were 1st place Under 11s. Front row, from left; Lena Daly, Ellie the Elephant and Niamh Horgan. Back Row: Susan Wrenn Teacher, Fionan Diggin, Suzanne Ennis, Paddy Falvey and Fintan Ryan CEO Tralee Credit Union. Photo by Domnick Walsh
TRALEE area schools were to the fore in the prizes in the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre.
This year, 164 students participated in their Quiz representing 23 primary schools throughout Tralee, Castleisland, Killorglin and surrounding areas.
It was a busy weekend for credit unions and for over 25,000 primary school children under the age of 13 who competed in their local credit union schools quiz throughout the 32 counties, in over 300 venues.
The questions, compiled nationally by primary school teachers covered such general topics as geography, history, music, literature and sport.
It was very tight scores between all the schools but at the end there were clear 1st place winners in the Under 11s with Listellick National School, Tralee coming first.
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After two tie breaking rounds for 2nd and 3rd place, Gaelscoil Mhic Easmainn Tralee won the second tie break giving them 2nd place and Spa National School, Tralee 3rd place.
In the under 13s category, there were clear 3rd place winners again with Spa National School.
The battle for 1st and 2nd went through two tie breaking rounds between Scoil Mhuire, Killorglin and Scoil Eoin, Balloonagh, Tralee.
At the end of the second Tie Breaker, Scoil Mhuire won the tie break, giving them 1st place and Scoil Eoin, Balloonagh 2nd place.
The team from Scoil Mhuire although now in the Under 13s category are the reigning under 11s All Ireland National Champions having coming first last year at the National Final of the Credit Unions Schools Quiz in Dublin.
Speaking to Suzanne Ennis, Marketing & Business Development Manager with Tralee Credit Union, “We had great support again this year from all the schools who battled it out for the fun filled action packed two and a half hours. Our thanks to all the schools, students and their families and of course to Tralee Credit Union’s staff for making this event one of the biggest events on the school calendar.”
“All the teams were presented with goody bags with the winning teams and their schools each receiving trophies and cash prizes. Our 1st and 2nd place winners in both categories will now go on to represent Tralee Credit Union at the next stage of Credit Unions Schools Quiz, the Chapter (regional) round of the National Schools Quiz on Sunday 28th of February at Ballyroe Heights Hotel. We wish Listellick National School, Scoil Mhuire, Killorglin, Gaelscoil Mhic Easmainn and Scoil Eoin, Balloonagh the very best of luck at the Chapter round,” said Suzanne.
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.Gaelscoil Mhic Easmainn 2nd place in Under 11s. Front row from left: Seamus O Luasaigh, Ellie the Elephant and Max de Burca Back Row: Suzanne Ennis, Caoimhe Ni Liathan, Brian O’ Domhnaill with Liam O’Conchubhair, School Vice Principal and Fintan Ryan CEO Tralee Credit Union. Photo by Domnick WalshSpa National School 3rd Place Under 11s. Front row from left: Molly Sheehy, Ellie the Elephant and Gearoid O’Connor, Back Row: Peter Linehan Principal, Tom Crowley, Quiz Mentor, Cian Mason, Cian O’Gara and Fintan Ryan CEO Tralee Credit Union. Photo by Domnick Walsh
Scoil Mhuire, Killorglin, 1st place Under 13s. Front row from left: Killian Spillane, Ellie the Elephant and Eoin Lynch, Back Row: Hugh Fitzpatrick, William Joy Teacher, Eoghan Joy and Fintan Ryan CEO Tralee Credit Union. Photo by Domnick WalshScoil Eoin, Balloonagh, Tralee, 2nd Place Under 13s. Front row from left: Jake Carroll, Ellie the Elephant and Jack Doyle. Back row, from left; Suzanne Ennis, Cormac Gallagher, Rena O’Connell, School Vice Principal, Fintan Ryan CEO Tralee Credit Union and Adam Dineen. Photo by Domnick Walsh.Spa National School, Tralee, 3rd Place Under 13s. Front row from left: Eoghan Walsh, Ellie the Elephant and Katie Dwyer. Back row: Peter Linehan Principal, Darragh O’Connor, Jack Twamley, Tom Crowley, Quiz Mentor and Fintan Ryan CEO Tralee Credit Union. Photo by Domnick WalshCBS Primary pupils Zac Boyle and Siun McGillicuddy. Standing; Loughlin Crawford Tuohy and Micheal Forrest at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot Crean.Scoil Breannain pupils Iseult Ni Broin, Sam Mansfield. Standing, Phelim Carroll and Diarmaid Galvin at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot CreanSt Brendan’s Fenit U11 pupils Ava McCann, Lisa Cassidy, Donagh Murphy (missing; Lucy Murphy) at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot Crean
Blennerville NS pupils Tom Brett and Dylan Griffin. At back; Diarmaid Griffin and Oisín Murray at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot CreanMoyderwell pupils Kristian Ycasas, Diana Fazilova, at back, Toby Agboola and Adam Maher at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot Crean.Scoil Nuachabhail pupils Cathal Culloty, Mike McCarthy, Tim Pullman Daamen and Eoin Creedon at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot CreanScoil Breannain pupils Adam O’Keeffe, Gerard O Broin, Aideen Lynch and Saoirse Murphy at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot Crean.Scoil Nuachabháil pupils Evan Boyle, Róisín Rahilly, Sean Rice and Micheál Culloty at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot CreanSt Brendan NS Fenit pupils Saoirse O’Donovan, Donnacha O’Sullivan, Abi Moriarty and Emer Moriarty at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot CreanListellick NS pupils Clodagh O’Sullivan, Elena Gannon, Rory O’Connell and Conal Diggin at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot CreanScoil Eoin pupils Adam Dineen and Cormac Gallagher. Standing; Jack Doyle and Jake Carroll at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot CreanGaelscoil Mhic Easmainn, Brian O’Donnell and Seamus Lucey with at back; Caoimhe Lyons and Max Burke at the Tralee Credit Union Noreen Lynch Annual Schools Quiz on Sunday in the Brandon Hotel Conference Centre. Photo by Dermot Crean
MERCY Mounthawk transition year students have launched their own school Credit Union that will operate every Friday at lunch time.
Tralee Credit Union and Mercy Mounthawk have partnered to promote saving among secondary students. As an incentive to sign up, the Credit Union will put €10 in their account to get the ball rolling.
The school Credit Union is open to all students and staff in Mercy Mounthawk Secondary School.
Over the past few weeks, students, have been busy with Tralee Credit Union, who have provided in house training so students themselves can run it.
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“It’s a great opportunity for the students themselves to learn and experience the operational side of running a financial service,” said Tralee Credit Union’s, Suzanne Ennis.
It is hoped the Credit Union will be a great benefit to both students and staff at Mercy Mounthawk. The Credit Union will be located outside the school library every Friday.
.Dolores O’Reilly, Tralee Credit Union Member Car Draw winner from Castleisland, collecting the keys to her brand new Toyota Auris 161 from Derry Fleming Tralee Credit Union. Also in the picture is her partner, Dan O’Sullivan, Jerry O’Sullivan, Kellihers Toyota and Suzanne Ennis, Tralee Credit Union.
A CASTLEISLAND woman picked her new Toyota Auris thanks to Tralee Credit Union.
Dolores O’Reilly from Castleisland is the latest winner in Tralee Credit Union’s Members Car Draw.
Dolores won the Car Draw in December winning a brand new 161 Toyota Auris.
Collecting the car this week Dolores said; “I’ve never won anything before, I didn’t believe it when Derry Fleming from Tralee Credit Union phoned me Christmas week telling me that Santa had arrived early with a brand new car. I’m absolutely delighted, it’s a great start to the year.”
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Dolores wasn’t the only member who won in December’s car draw – 32 members also won cash prizes totalling €13,000, six members won €1,000, another six members won €500 and the remaining 20 members €200 each.
Suzanne Ennis, Marketing & Business Development Manager said: “Our Members Car Draw is a great draw for our members with 4 car draws a year. You’ve a great chance of winning, as its only open to our members and to those members who are in the draw so if you don’t win, you can be sure you’ll know the person who does.
The cost of each draw is €6 per draw and any surplus left over at the end of the year is raffled out to our car draw members in the form of cash prize at Christmas time.
Our Car Draw is open to Tralee Credit Union members over 18 years of age, for further information visit our website www.traleecu.ie or call in to our offices in Tralee, Castleisland and Killorglin.”
.Tralee Credit Union are giving away a free Breakdown Emergency Pack with their Motor Loans. Pictured are Tralee Credit Union’s Lending Team with Jason Quirke, Top Part Kingdom Motor Factors from left to right, Stephen Corner, Karen Delaney, Jason Quirke (Top Part) and Mike Lynch, Loans Officer.
TRALEE Credit Union has teamed up with Top Part Kingdom Motor Factors to offer their members Free Breakdown Emergency Packs with their motor loans.
“The idea to give Breakdown Emergency Packs with our motor loans came from the Road Safety Authority’s Road Safety Strategy proposal to make these packs compulsory in all vehicles,” said Mike Lynch, Loans Officer.
“It’s our way of promoting responsible lending through road safety with our low rate motor loan campaign. We purchased these packs from Top Part Kingdom Motor Factors and are offering them to the first 100 members on collection of their motor loan to the value of €5,000 or more with us,” he said.
Each Emergency Pack consists of a first aid kit, fire extinguisher, warning triangle, high visibility vest, a lamp and gloves. For further information contact Tralee Credit Union in Tralee, Castleisland and Killorglin or visit their website www.traleecu.ie
THE Tralee Credit Union AGM was held last night in the Fels Point Hotel and members heard about the healthy state of the financial institution.
It was the first AGM since Killorglin Credit Union was integrated with Tralee and the Union now has assets of €185m.
Killorglin brought an additional €30m in assets, but Tralee also added an extra €20m in assets in the past year. They also saw their savings increase by an average of €1m a month.
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The Credit Union has €30m available to lend out to members in 2016.
The AGM passed a proposal of 0.75% Dividend of over €1 million to members. They highlighted that the high DIRT tax rate of 41% will mean that over €433,000 of this Dividend will go directly to Revenue.
The proposal to give Borrowers 7.5% Loan Interest Rebate (a refund on the interest they paid on their loans) was also passed with over €320,000 being returned to its borrowers, this is not subject to DIRT.
Tom Lawlor Chairman said “loans are the main source of income for the credit union. This year again €4.3 million (almost 60%) of our income came from our borrowing members so we were delighted to reward our members for borrowing with us”.
A NEW personal loan scheme that helps social welfare recipients is now available in Tralee Credit Union which intends on discouraging people turning to moneylenders.
The ‘It Makes Sense Loan’ was launched on Thursday and is available from Tralee, Cois Sionna (Tarbert) and Killarney Credit Unions.
The aim is to take on moneylenders, as it is estimated that there could be as many as 400,000 people borrowing from them nationwide.
The move that has been welcomed by Arthur J Spring TD who said it will go a long way towards tackling local moneylenders, many of whom are known to target vulnerable households at this time of year.
Deputy Spring said: “This is low-cost personal credit scheme is aimed at people in Kerry on social welfare who may need access to borrowings at short notice but don’t want to be penalised by high interest rates.
“Access to low cost credit is often outside the reach of many families. This pilot scheme will help take families out of the arms of high cost moneylenders. I’m glad that Credit Unions in Kerry will partake in the scheme because it will help combat local moneylenders who charge exorbitant rates.
“The thinking behind the scheme is that it provides local, easily accessible and low-cost loans to those who need them.
“People can borrow from between €100 to €2,000, and most importantly, the interest rate will not exceed 12%. It is open to social welfare recipients and they will be able to use the Household Budgeting Service run by An Post to manage repayments. An Post have also been a crucial partner in the development of this service,” said Deputy Spring.
.Mercy Mounthawk students attending Tralee Credit Union’s Prizegiving Night with Ellie The Elephant. From left; Roisin Lynch, Cillian O’Regan and Elisha Buckley.
OVER 150 people attended Tralee Credit Union’s prize giving event dedicated to young people on Friday night in Manor West Hotel.
Presentations were made to students from primary, secondary and third level for Tralee Credit Union’s Annual Art Competition, their Education and Dan Kellegher Memorial Awards and Schools Credit Union in Mercy Mounthawk Secondary School, Tralee and Presentation Secondary School in Castleisland.
“Prizegiving Night is a great night for our winners and their families and is testimony of the commitment students, parents, teachers and schools give to the support of our youth activities,” said Fintan Ryan, CEO, Tralee Credit Union.
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“This year we received over 500 entries to the Credit Union Art Competition so it was an opportunity to display and showcase the work of our talented art competition winners. All 1st prize winners will now go on to represent Tralee Credit Union at Chapter 23 (regional level) of the competition,” he said.
“Having received a great response to our education awards, a total of €10,500 were awarded to this year’s winners and Margaret Kellegher, daughter of the late Dan Kellegher presented cheques to our Dan Kellegher Memorial Award Winners.
A special acknowledgement was also made on the night to last year’s Transition Years in Mercy Mounthawk Secondary School and Presentation Secondary School Castleisland for their commitment in running their own school’s credit unions,” he said.
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.Art Competition Winners: Ron O’Neill St Brendans School Fenit, Danica Kelliher Gaelcholáiste Chiarraí, Roisin O’Halloran Cronin, St Brendans Fenit and Metta Shrestha, Curraheen School, Glenbeigh. Back Row: From Tralee Credit Union, Fintan Ryan CEO, Ellie The Elephant, Tom Lawlor Chairman and Mary O’Connell Director..Enable Ireland Adults Services Edward Street, Tralee winners of TCUs Art Competition. Bernard James with Tomas Foran Rumpler, Breda Foran and Eddie McCarthy Enable Ireland, and Ciaran Foran Rumpler with Fintan Ryan TCU, Tom Lawlor TCU and Barry Clifford.Art Competition Winner Fionn Bermingham from Holy Family Tralee with his mum Patricia and sister Bronagh, Teacher, Alannah Moriarty, Mr Ed O’Brien Principal.Education and Dan Kellegher Memorial Awards winners. Front Row: Annie O’Donnell, Ballymac, Margaret Kellegher (Dan Kellegher’s daughter) Tom Lawlor TCU, Siobhan Griffin, Beaufort. Back Row: Kathryn Smith, Ardfert, Dylan Ronan, Ballyrickard, Tralee, Mary O’Connell TCU, Mick Casey, TCU, Karina Quilter, Mounthawk, Tralee, Fiona O’Halloran, Monavalley, Tralee and Marie Murray, Lyreacrompane.Art competition winners. In front: Sophia Neilan, Scoil Lios Teilic, Natalia Szczodrowska Scoil Lios Teilic, Joe Shanahan, Scoil Nuachabhail, Conor Horan and Liam Og Kingston Scoil Lios Teilic. Back Row: Scott Rumgay, Dan Fisher, Scoil Lios Teilic, Mary Cotter (Judge) Fionn Bermingham Holy Family School, Tom Lawlor Chairman and Ruairi O’Connell Scoil Lios Teilic.Art Competition Winners: Laura West, Scoil Nuachabhail Ballymac, Lauren O’Sullivan, Ardfert National School, Airida Mateviciute, Scoil Mhuire Killorglin, Niamh Murphy, Knockaclarig National School, Brosna, Sarah Murphy, Scoil Mhuire Killorglin and Mary McKenna Scoil Mhuire Killorglin. Back Row, Tralee Credit Union, Fintan Ryan CEO, Ellie The Elephant, Tom Lawlor Chairman and Mary O’Connell Director.Art Competition Winners: Aoibhin O’Neill, Brookfield College, Elisha Buckley and Roisin Lynch Mercy Mounthawk, Nicole Chun Brookefield College, Tralee. Back Row: Tralee Credit Union, Mary Cotter (Art Judge) Suzanne Ennis, Tom Lawlor (Chairman) and Mary O’Connell, Director.Roisin Lynch, Mercy Mouthawk with her winning entry in Tralee Credit Union’s Credit Union Competition.
.Kay Kirby (left) being presented with a brand new Toyota Yaris by Christine Fitzgerald of Tralee Credit Union. Photo by Gavin O’Connor.
A PRESENTATION Secondary School Tralee teacher is the latest person to drive off with a brand new car courtesy of the Tralee Credit Union members car draw.
There were plenty of smiles outside Tralee Credit Union, as draw winner, Kay Kirby from Ardfert, was joined by family members and ex-pupils – who now work in the Credit Union – to pick up the keys to a brand new Toyota Auris.
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Kay said she was actually in class when she heard the news.
The car comes from Kelliher’s Garage in Rathass and Tralee Credit Union.
The Credit Union Members Draw, takes place every three months, the cost of the draw is €6 for each member. The draw is open to all members over the age of 18.
.The Tralee Credit Union is looking for donations for the Irish Red Cross.
THE Tralee Credit Union has opened an account in their branch through which donations can be made to help the Irish Red Cross with their work during the refugee crisis.
“Over the last week we have seen in the media the devastation of thousands of people risking their lives to get into Europe in search of a better life. The distressing image of Aylan Kurdi’s body touched the heart strings of every nation, making us stand up and take action. Most people would like to help but are not sure how to go about it so we hope our fundraising account will encourage people to support this campaign and make a donation,” said Fintan Ryan, CEO of Tralee Credit Union.
All money raised will go to the Irish Red Cross Migration Crisis Appeal. Like many of the non -governmental organisations doing humanitarian aid operations, the Red Cross are operating in the frontline of the migration crisis in Italy, Greece, Hungary, Serbia and Former Yugoslav Republic (FYR) of Macedonia,” he finished.
“The support from local communities around Ireland is not only appreciated but really needed to allow us to assist the hundreds and thousands of people risking their lives to get to Europe. Money raised will go towards helping us give frightened and desperate people shelter, water, food and basic items such as clothes, hygiene kits and nappies as well as medical assistance,” said Louise Rattigan from the Irish Red Cross.
“We also give psycho-social support for those who have endured dangerous journeys often involving the deaths of family members and we assist them in tracing and reconnecting families who have been separated along the way,” she finished.
The Tralee Credit Union branch is calling upon its own members and the general public to help and donate to this fundraising account.
Donations can be made by EFT from your bank /credit union accounts, or by calling in with your cash, cheque or debit card to Tralee Credit Union’s offices in Tralee, Castleisland and Killorglin with the account set to remain open until Monday 30th of November.
If your company, school, club would like to join in and fundraise, cheque presentations can be made acknowledging donations to this account.
For further information on this campaign and account visit the website HERE
AN Oakpark lady is the latest person to drive off with a brand new car courtesy of the Tralee Credit Union members car draw.
There were plenty of smiles outside Tralee Credit Union as draw winner Catherine Moriarty, was joined by family members to pick up the keys to a brand new Toyota Auris.
“I was so shocked and surprised when I got the news,” said Catherine. “I see pictures in the paper of the people who win the draw and I never thought it would be me someday in that picture,” she said.
The car comes courtesy of Kelliher’s Garage in Rathass and Tralee Credit Union.
The Credit Union Members Draw, takes place every three months, the cost of the draw is €6 for each member. The draw is open to all members over the age of 18.
Suzanne Ennis from Tralee Credit Union hands over the keys of a brand new Toyota Auris, to Catherine Moriarty, winner of the Credit Union Members Car Draw. Photo by Gavin O’Connor.
TRALEE Credit Union has apologised to around 2,000 members who had direct debits taken out of their accounts twice last Friday.
The problem occurred due to an upgrade in their IT banking system and relates to Friday’s direct debits only and not any other day.
Tralee Credit Union hope to refund affected members by this Tuesday.
This includes members who have incurred fees charges from their banks as a result of the error overdrawing their accounts and non payment of other scheduled direct debits, which will be reimbursed upon receipt of their bank statements.
Tralee Credit Union says remedial action is being taken to ensure this error does not happen again and offered their sincere apologies for the inconvenience this has caused.
If you are thinking of changing your car this month it’s worth checking out Tralee Credit Union’s low-rate motor loan.
Tralee Credit Union in Tralee, Castleisland and Killorglin have just reduced their Motor Loan Rate to their lowest rate ever of 6.5% (6.7% APR).
This low rate is available on all new, second hand, personal and commercial vehicles. Speaking to Fintan Ryan CEO: “We have reduced our motor loan rate this summer to meet the increasing demand for low rate motor loans. It’s not just the rate that is important it’s the flexibility of purchase as well,” he explained.
“Remember with a Credit Union Loan you own the vehicle straight away. There are no fees, no balloon payments, no mileage/wear and tear restrictions and you can clear your loan early or make extra repayments with no penalty. We even offer free Loan Protection Insurance.”
“Many garages are now promoting PCP (Personal Contract Plan) as a way of getting your new car. While PCP may have some things going for it, there are also pitfalls that buyers should aware of;
1. You are not buying a car. You are actually renting it.
2. You are using your existing car as a deposit for your first PCP but you will not have a car to trade in next time.
3. There are mileage restrictions and other “fair use” conditions.
4. You will have to enter into a purchase arrangement at the end of the term to “buy” the car you have been driving for three years.
5. PCPs may be “sold” as interest free finance but in fact you are only renting, not buying the vehicle. We would ask you to be fully informed and choose a deal that’s right for you”.
Call into your local Credit Union in Tralee Castleisland and Killorglin check out the advertisement above, or visit the website here for more.
THERE were happy faces on Ashe Street on Friday as the Tralee Credit Union handed over keys to the latest winner of their members draw car competition.
Martin McHale and his wife Mary, from Ballyfinnane, Firies, were delighted to drive off in their new 1.4 litre, Toyota Auris, courtesy of Kelliher’s Garage in Rathass and Tralee Credit Union.
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“It’s great, it was a nice phone call to get when we found out we won,” said Martin McHale.
“Even though I knew the draw was coming up, I didn’t expect it at all and it’s a very nice car as well. We only got a car this time last year so this is an upgrade!” he said.
The Credit Union Members Draw, takes place every three months, the cost of the draw is €6 for each member. The draw is open to all members over the age of 18.
At the handover of the keys to a new Toyota Aurus were, from left: Jerry O’Sullivan (Kellihers Garage), Mary McHale, Martin McHale and Derry Fleming (Tralee Credit Union). Photo by Gavin O’Connor.
NEARLY 200 children from 27 primary schools in Tralee, Castleisland, Killorglin and the surrounding areas competed on Sunday in the Tralee Credit Union Noreen Lynch Annual Schools Quiz 2015 at the Ballyroe Heights Hotel.
“We had great support again this year from all the schools who battled it out for the fun filled action packed two and a half hours,” said Suzanne Ennis, Marketing and Development Officer with Tralee Credit Union.
“Our thanks to all the schools, students and their families and of course to Tralee Credit Union’s board and staff for making this event one of the biggest events on the school calendar,” added Suzanne.
It was very tight scores between all the schools but at the end there were clear 1st place winners in both the under 11s and under 13s categories.
After 10 rounds in the under 11s with 20 teams battling it out, Scoil Mhuire, Killorglin were clear winners with 51 points out of 60 with Ardfert and Scoil Eoin Balloonagh schools both receiving 47 points out of 60, bringing them into a tie breaking round.
Ardfert National School won the tie break giving them second place and Scoil Eoin Balloonagh 3rd place.
In the under 13s category, after 12 rounds with 29 teams, Spa National School were clear 1st place winners with 67 points out of a maximum of 72 points with Ardfert and Holy Family schools both receiving 63 points.
After two tie-breaking rounds Ardfert National School took 2nd place and Holy Family National School 3rd place.
Each team were presented with goodie bags, with the winning teams and their schools each receiving trophies and cash prizes.
Both 1st and 2nd place winners in both age categories the under 11s and under 13s will now go on to Chapter round of the national schools quiz on Sunday, March 1 in Ballyroe Heights Hotel.
“We would like to wish Scoil Mhuire, Spa and Ardfert National Schools the very best of luck at the next stage of the competition,” said Tom Lawlor, Chairman of Tralee Credit Union.
TRALEE and Killorglin Credit Unions have combined after an application by the Central Bank of Ireland to the High Court yesterday.
The high approved the transfer of Killorglin Credit Union (KCU) to Tralee Credit Union (TCU) which now makes TCU the largest community based credit union in Munster with total assets of almost €170 million.
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Tralee Credit Union has assumed ownership and management of the assets and liabilities of the Killorglin credit union.
The Central Bank sought the transfer, with the support of the current Board of Killorglin Credit Union, because the credit union was no longer viable as a “stand alone” entity.
In a report prepared by the special resolution unit (SRU) of the Central Bank, a decision to invest €5.4 million in a new premises that is now worth €450,000, poor corporate governance and potential losses on a series of “bullet loans” with delayed repayments, were the causes of KCU’s problems.
The SRU’s report warned of the possibility of a run on KCU if members found out what was going on.
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The transfer was undertaken to protect members’ savings and ensure continued access to credit union services within the community.
The transfer has no effect on the day to day operations of the Killorglin office, and members will continue to do business as normal from their office in Mill Road.
All services including savings and lending facilities continue to be available to all members from the credit union which will open as normal. KCU members do not need to take any action, they will be notified by post about the transfer over the coming days.
Like TCU members, KCU now share equal membership and ownership of Tralee Credit Union. Their savings are also automatically covered and protected under the Government Deposit Guarantee Scheme up to €100,000 per account.
“The Board of KCU has worked closely with the Central Bank to resolve our issues and the entire Board wholeheartedly supports this immediate transfer,” said Pat Duffy KCU, Manager.
“The financial issues were as a result of the redevelopment of the premises in 2005 and subsequent decrease in its carrying value. It was also related to poor lending practices and inadequate credit control systems prior to June 2010,” he said.
“Having reviewed all options, the Board feel that this transfer is in the best interest of our members and will bring certainty for the future of the credit union. We will now operate under the management of TCU,” Mr Duffy added.
Tralee Credit Union’s CEO Fintan Ryan said “we would like to thank and acknowledge the hard work of KCU’s Board, Management and Staff who have worked very hard in the last four years trying to keep their credit union operating as a viable business. The Central Bank are assisting with the transfer and are supporting it with a financial package that will safeguard the current reserves of Tralee Credit Union.”
“We are confident that the combined entity, with assets of €169 million will have an ability to be an extremely positive influence on the financial lives of all our members. Coming together will make us the largest community based credit union in Munster with in excess of 41,000 members. We are now well positioned to provide a wider range of services to members. With combined savings of €148 Million and with a Loan Book of €55 Million, we have money to lend and we are lending,” said Mr Ryan.
It will take until Spring 2015 to fully integrate the computer systems, services and the accounts of both credit unions. When completed, all members will have access to their accounts in three offices in Tralee, Castleisland and Killorglin.
In the meantime, members in the Killorglin area will continue as normal to use their credit union in Mill Road, Killorglin.
According to Fintan Ryan, TCU has weathered the financial storm well and has paid a Dividend on member’s savings every year. This week Tralee Credit Union savers received 1% Dividend and borrowers a 5% Loan Interest Rebate. Tralee Credit Union is confident that it will continue to pay a dividend into the future.
Information on this transfer is available on www.traleecu.ie and on www.killorglincreditunion.ie
TALENTED artists from all over Kerry were honoured by Chapter 23 of the Irish Credit Unions in the Manor West Hotel on Sunday.
Chapter 23 governs all credit unions in Kerry and West Limerick so there was a wide geographical spread of winners present for the presentation of prizes for their annual art competition.
The competition has been running for 30 years now and each credit union had over 800 entries. The category winners will now go on to represent the Chapter in the national finals in February.
The winners, who were presented with their prizes by Deirdre Walsh of Radio Kerry, were Stella McElligott, Tralee Credit Union, James Hunt, Alekssandra Wojfusik and Daniel Hunt all from Listowel CU and Alex Wright from Rathmore CU.
The Special Category winners were Shaun Hunt, Listowel CU, Jack Sheehan, Listowel, Dylan Fitzmaurice, Clanmaurice CU, Michael O’Brien, Killarney CU and Catherine Flemming, Killarney CU.
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Deirdre Walsh of Radio Kerry (second from right) who presented the prizes in the Chapter 23 Art competition Jack Roche Tralee with Tom Lawlor Tralee CU, John Roche and John Harrington Chairman Chapter 23at Manor West Hotel, Tralee on Sunday.Deirdre Walsh of Radio Kerry (seated fourth from left) who presented the winners and certificate of merit prizes in the Chapter 23 Art competition to Zoe Keane Costello, Tralee, Dylan Murphy Clanmaurice, Cormac Dylan Abbeyfeale, Shauna Quinlan Clanmaurice, Cillian O’Neill Milltown (second row) prizewinners Kate Finucane Ballybunion, Iseult Ni Loinsigh Tralee, Sarah Naher Killarney, Aleksandra Wojfusil Listowel with Tom Lawlor Tralee CU, Leo Daly, John Harrington Chairman Chapter 23 and Martin Lyons Newcastlewestat Manor West Hotel, Tralee on Sunday.The Chapter 23 Art competition 7 years and under winners and certificate of merit were Zach Whelan, Michael O’Brien Killarney, Ailey Lyons Abbeyfeale, Lucy O’Reilly Kenmare, Dylan O’Connor Rathmore, Elyse Barrett Milltown, Grace Diggins Clanmaurice, Muirne Donoghue Ballybunion, Lily O’Connor Tralee and James Hunt Listowel with (back from left) Tom Lawlor Tralee CU, Leo Daly, Mary O’Shea Milltown CU, Deirdre Walsh of Radio Kerry who presented the prizes, Martin Lyons Newcastlewest CU, John Harrington Chairman Chapter 23 and John O’Regan at Manor West Hotel, Tralee on Sunday.Deirdre Walsh of Radio Kerry (third from left) who presented the prizes in the Chapter 23 Art competition Katie Mai Moloney Killarney, Katie Bajsat, Louise Kennelly who accepted the prize on behalf of her sister Amy and Shane Behan with John Harrington Chairman Chapter 23 at Manor West Hotel, Tralee on Sunday.Deirdre Walsh of Radio Kerry (seated fourth from left) who presented the prizes in the Chapter 23 Art competition Dylan Sean Walsh Clanmaurice, Sean Hunt Listowel, Mark Mahony Caherisveen, Daniel O’Rourke Tralee, Cillian Broadbury Milltown (second row) prizewinners Sorcha Brosnan Chorca Dhuibhne, Adam Finucane Ballybunion and Daniel Hunt Listowel with Tom Lawlor Tralee CU, Leo Daly, Abina O’Sullivan Rathmore CU, John Harrington Chairman Chapter 23 and Martin Lyons Newcastlewest at Manor West Hotel, Tralee on Sunday.
OVER 100 people attended Tralee Credit Union’s Prize Giving Night dedicated to their Youth on Friday night in Manor West Hotel.
Presentations were made to students from primary, secondary and third level for Tralee Credit Union’s Annual Art Competition, their Education and Dan Kellegher Memorial Awards, their schools’ credit unions in Mercy Mounthawk Secondary School Tralee and in Presentation and St Patrick’s Secondary School in Castleisland.
The committee of last year’s Youth Union were also awarded prizes for their contribution to the success of Youth Union this year.
“Prizegiving Night is a great night for our winners and their families and is testimony of the commitment students, parents, teachers and schools give to the support of our Youth activities,” said George Lowe, Youth Officer, Tralee Credit Union.
“It’s an opportunity to display and showcase the work of our talented art competition winners where 1st prize winners will go on to represent Tralee Credit Union at Chapter 23 (regional level) of the competition. Having received a great response to our education awards, a total of €10,500 was awarded to this year’s winners and Margaret Kellegher, daughter of the late Dan Kellegher presented cheques to our two Dan Kellegher Memorial Award Winners,” said George.
Here is the full list of winners:
Art Competition Winners
Special Category
8 to 10 years
1st Place: Zoe Keane Costello, Aughacasla National School
2nd Place: Callum O’Brien, Aughacasla, National School
General Category
7 years and Under
1st Place: Lily O’Connor, Aughacasla National School,
2nd Place: Alice Brosnan, Eden Art Studio, Ballyard, Tralee
3rd Place: Adam Carroll, Knockaclarig National School, Brosna
8 to 10 years
1st Place: Iseult Ni Loinsigh Labate Eden Art Studio Ballyard, Tralee
2nd Place: Rebecca Daly, Eden Art Studio, Ballyard, Tralee
3rd Place: Mairead Stack, Spa National School
11 to 13 years
1st Place: Daniel O’Rourke. C.B.S. The Green, Tralee
2nd Place: Caoimhe Roche, Presentation Secondary School Castleisland
3rd Place: Amy Pollmann- Daamen, Eden Art Studio, Ballyard, Tralee
14-17 years
1st Place: Stella McElligott, Mercy Mounthawk School
2nd Place: Killian Moran, C.B.S The Green, Tralee
3rd Place: Dylan Raymond, C.B.S, The Green, Tralee
Mihaela Lynch From Fenit – Mihaela is Sculpture and Combined Media in Limerick School of Art and Design
Evan Foley from Cahermoneen, Tralee – Evan is studying International Psychology in Waterford Institute of Technology. Evan’s Dad John accepted Evan’s award as he is presently in Denmark on Eramus.
Christina Roche from Ardfert – Christina is studying Interior Architecture in Cork Institute of Technology.
Patrick Kevane from Ballinorig, Tralee – Patrick is studying Social Care in the Institute of Technology, Tralee Credit Union
Damien Kissane from Lixnaw – Damien is studying Culinary Arts in the Institute of Technology, Tralee
Dan Kellegher Memorial Awards
Sheenadh Crowley from Kilcusnin in Castleisland – Sheena is studying a Professional Masters of Education in Mary Immaculate College.
Our Second Dan Kellegher Memorial Award winner is – Gerard O’Brien from Castlemaine. Gerard is studying A Graduate Diploma in Adult and Further Education.
K.D.Y.S and Tralee Credit Union’s Youth Union
All from Castlegregory Youth Club who ran Youth Union – Hannah Hennessy, Catriona Browne, Grace Ward, Darragh Rohan and Aimee Byrne
Mercy Mounthawk Secondary School’s Credit Union
Emma Leahy; Cian Lehane; Clodagh Byrne; Alannah McElligott; Lena Harkin; Sarah Hartnett; Katie Cronin; Sadhbh Walsh
Presentation/St Patricks Secondary Schools Credit Union
Niamh O’Sullivan, Ciara Murphy, Laura Geaney, Jodie Glennon, Shane McGaley and Michelle O’Connor
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George Lowe, Youth Officer with Tralee Credit Union with Ellie the Elephant and the category winners and runners up in the Tralee Credit Union Schools Art Competition. Photo by Dermot CreanStella McElligott (1st in 14-17 year old category) with mum Breege, Kilflynn, at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanShane McGaley (third from left) who set up a credit union with pupils from St Patrick’s Secondary School and Presentation Castleisland with parents Catherine and Kieran and brother Shane Óg at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanMercy Mounthawk students who set up a credit union in their school, Emma Leahy, Alannah McElligott and Sarah Hartnett, at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanAnn Costello, Zoe Keane Costello (first in 8-10 category) and Elaine Keane, Castlegregory at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanRebecca Daly (2nd in 8-10 category) with Karen Daly at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanAlice Brosnan (2nd prize in Under 7 category) with Denis and Rose Brosnan and mum Doris at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanMairead Stack (3rd in 8-10 category) with Eleanor Foley and Grace Stack at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanAoife O’Connell, Rachel Murphy, Elisha Buckley (3rd in the over 18s category), Carol Buckley and Maeve Buckley and at back, Leonard Buckley, at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanMichael Sheehan and daughter Niamh (2nd in 18s and over category), at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot CreanA group of winners and runners up with Ellie the Elephant and Fintan Ryan. CEO of Tralee Credit Union, at the Tralee Credit Union Schools Awards at the Manor West Hotel on Friday night. Photo by Dermot Crean
Karen Sinnott and Adam Toomey launching the appeal at Tralee Credit Union.
TRALEE Credit Union celebrated International Credit Union Day on Thursday by highlighting this year’s theme “Local Service, Global Good” to launch their support for the Ebola crisis.
“The best way we feel that our “local service” as a credit union can do “global good” right now is to fundraise and get local support for the Ebola crisis in West Africa,” said Fintan Ryan, Tralee Credit Union CEO.
“Every time you watch the news or read a paper you see the devastation the Ebola outbreak is having on families and communities in the five West African countries of Guinea, Liberia, Nigeria, Sierra Leone and Senegal. Most people would like to help but are not sure how to go about it so we hope our fundraising account will encourage people to support this campaign and make a donation”.
Tralee Credit Union has opened a credit union account called the Ebola Appeal. All monies raised will go to Medecins San Frontieres Doctors without Borders.
“The support from local communities around Ireland is really appreciated by our staff who are on the front line of the Ebola epidemic,” said Jane-Ann McKenna, Director of Médecins Sans Frontières.
“This week, another doctor and a nurse from Ireland have flown out to Sierra Leone where they will be caring for patients in the isolation centres and working in the community to do follow up contact tracing. The conditions are extremely challenging and heartbreaking, but having so much support from people at home here in Ireland definitely helps. To find out more about the Ebola crisis and our work visit our website www.msf.ie/ebola”.
Donations will go towards supplying complete protective suits, resistant gloves, rehydration salts to help treat infected patients and towards sending doctors to the field to treat Ebola patients in West Africa for a week.
Tralee Credit Union is calling on its own members and the general public to donate to this fundraising account.
Donations can be made by EFT from your bank /credit union accounts, or by calling in to Tralee Credit Union’s offices in Tralee or Castleisland.
This account will remain open until Friday 14th of November when it will close. If your company, school, club would like to join in and fundraise, cheque presentations can be made acknowledging donations to this account. For further information on this campaign and account visit. www.traleecu.ie
Account Name: Ebola Appeal
IBAN: IE06TRRI99101605364205
BIC: TRRIIE21
Donate Cash ● Cheque ● Electronic Funds Transfers (bank/credit union accounts)
This account will close Friday 14th of November will all proceeds going to Médecins Sans Frontières
TRALEE Credit Union are now accepting student applications for their Education Awards worth €10,500.
Whatever year in college you are starting this month, one thing facing every student is the stress associated with financing the year ahead.
The significant cost of third level education has become a financial burden for many families and Tralee Credit Union is now trying to alleviate this by accepting online applications for their Education Awards and Dan Kellegher Memorial Awards on their website www.traleecu.ie
“The costs associated with college have never been so high,” saidd Fintan Ryan CEO of Tralee Credit Union. “There’s the increase in student registration fees, accommodation, utility bills, books, materials to be paid not to mention the day to day expenses. While planning ahead is the answer, for many families it’s not always possible. We see this every day, so far this year over 500 members have borrowed from us for college. The aim of these awards are to help our members. They are not a scholarship, they are not means tested, they are awards that are open to all our members going to college”.
Tralee Credit Union Awards are worth €10,500 where 7 lucky Tralee Credit Union members will receive €1,500 each towards their studies.
Five members are chosen for their Education Awards for students up to degree level and two members are chosen for their Dan Kellegher Memorial Awards for those studying at post graduate or masters level.
“If you are a Tralee Credit Union member and you are going to college then go to our website traleecu.ie and apply online. If you are not a member and are eligible to join, then open an account, not only will you be able to enter these awards but you’ll also have access to our wide range of financial services,” said Fintan Ryan.
Closing date for receipt of applications is Tuesday, September 30.
A RAHOONANE resident is the latest winner of Tralee Credit Union’s Members Car Draw.
A delighted and overwhelmed Martin O’Connor had great support from family and friends when he picked up his brand new Citroen 4 this week at the Ashe Street branch.
For those of us not lucky enough to win a car, Tralee Credit Union have just re-introduced its low rate motor loan for July and August.
“We are definitely seeing a return in confidence to members borrowing for motor loans. These loans are up 29% on this time last year,” said Fintan Ryan, Tralee Credit Union’s CEO.
“It’s testimony of the bargains currently available from the dealers on new and second hand vehicles, increasing confidence to borrow and purchase and of course to members seeing the benefits of borrowing with us,” he said.
For further information contact Tralee Credit Union or visit their website www.traleecu.ie
Martin O’Connor (fifth from left) receiving the keys to his new Citroen C4 from Fintan Ryan CEO Tralee Credit Union, with his brother Michael Fox O’Connor, sisters Elizabeth Mason, Ann Ryle, Patsy O’Connor. Also in the photo is Helen Geary, Tralee Credit Union and Jimmy O’Sullivan, Bill Naughton Ltd.
Members of Spa Road Youth Development who received an award. From left; Leann Moriarty, Georgina O’Reilly, Niamh Brosnan, Michaela Brosnan and Shannon McInerney. Photo by Gavin O’Connor
THIRTEEN Youth Groups from Tralee, Castleisland and surrounding areas received €4,000 in funds at this year’s Credit Union Youth Union Community Awards Night on Monday.
This was a joint initiative between Tralee Credit Union and Kerry Diocesan Youth Service (K.D.Y.S.) a charity supporting young people which aims to get young people actively participating in the development of their own communities.
Young people are encouraged to apply for funding towards community projects in their local area. Since its formation in 2011, a total of €14,000 has been awarded to youth projects that have made a significant contribution to their communities.
“Youth Union is a great opportunity to educate our students on the responsibility of money management, budgeting and business skills and also to generate much needed funds to youth projects throughout the community,” said Kathleen Higgins, KDYS.
Orla O’Shea, Youth Development, Tralee Credit Union said: “We are delighted with this year’s response to Youth Union. A wide selection of youth projects have benefitted from funding here tonight which we hope will be enjoyed by everyone. It’s great to see so many youth groups doing so much active work for their own communities”.
The winners in the Tralee and surrounding area were:
• Shanakill Family Resource Centre- Come dine with me evening for the local community.
• Spa Road and Balloonagh Girls Group- Family Fun Day in Ballyrickard Court.
• Chill Zone Youth Group- Christmas Wreaths for the Mitchels Area.
• Smartzone – plant up all around KDYS Tralee.
• Spa National School Council- Family Fun Day in honour of past pupil Donal Walsh.
• Duisigh Youth Group- develop a street theatre for a performance in Tralee town this summer that will highlight the issues of social media.
• Don’t Go With the Flo- Mercy Mounthawk Students on a project that looks at the level of fluoride people are digesting and their plan to inform the wider community on how to reduce their exposure.
• KDYS Leaving Cert Aplied- planters for new courtyard areas in Baile Mhuire.
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At the awarding of funds on Monday in the Fels Point Hotel were; front row, from left: Geraldine Hennessy (Shanakill Family Resource Centre), Tom Lawlor (Chairman Tralee Credit Union), Gemma O’Brien (Manager of KDYS), Catriona Browne (Youth Union Representative),.Back row from left: Martin Burns (Smart Zone KDYS) Selena Coffey (KDYS), Thomas White (Shanakill Family Resource Centre) Aki O’Rourke, Michaela Brosnan (Spa Road Youth Development) Shannon McInerney (Spa Road Youth Development), Hannah Hennessy (Youth Union Representative), and Dara Rohan. Photo by Gavin O’ConnorMembers of Shanakill Family Resource Centre were, from left: Geraldine Hennessy, Catriona O’Brien, Samantha Ward, Nicole Casey, Geraldine Walsh, Kate Lynch Healy and Thomas White. Photo by Gavin O’Connor.Members of Smart Zone KDYS from left; Martin Burke, Sharon Williams and Anthony Burke. Photo by Gavin O’Connor.
The winners in the Castleisland and surrounding area were:
• Our Fight for Positive Thinking: A bench to be erected in the River Walk area of Castleisland beside An Riocht Running Track.
• Knocknagoshel Youth Group- pantomime/nativity play at Christmas for the children.
• Firies Youth Group- decorate the area of Marion Hall and development of a summer programme for its members.
• Brosna National School Green Schools Committee- plant flowers/shrubs on approach road to the school and place window boxes on windows at the front of the school.
• Loughfounder National School- Couch to 5K. the aim of the programme is to improve the health and fitness of parents, teachers, students and members of the wider community.
TRALEE Credit Union has apologised to around 2,000 members who had direct debits taken out of their accounts twice last Friday.
